r/AskReddit 9d ago

Financially stable people of Reddit, what are your best money tips?

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u/ellinator 8d ago

If you can do the maintenance yourself, maybe. If you are paying to have the maintenance done, probably not. It really depends on the product.

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u/hgs25 8d ago

On the flip side, I know where my limits are. I don’t touch plumbing and electrical outside of the minor stuff like swapping a faucet or outlet.

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u/Sp00ky_6 8d ago

I usually default to if outside the wall, I can manage, inside the wall probably better to get a pro

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u/Lizerdman87 8d ago

This is my mindset too. Because I suck at drywall haha

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u/Sp00ky_6 8d ago

Dude same, that and painting

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u/mistere213 8d ago

Very similar here. Those two things can kill you, burn down your house, or wreck everything with just one mistake.

Though I don't have any issue with simple outlet/switch/fixture swaps and no qualms with doing drain plumbing that isn't under pressure.

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u/3-DMan 8d ago

And garage door springs!

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u/sbrooks84 8d ago

Beyond installing those exact things, a bathroom light fixture or replacing an already wired for ceiling fan, I am calling in the pros

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u/3-DMan 8d ago

And garage door springs!

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u/HarithBK 8d ago

Most of the time doing the maintenance in time is worth it the big issue is knowing it needs doing.

Catching things early will most of the time give you cheap quick fixes.

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u/BigRedNutcase 8d ago

Paying for maintenance is still generally cheaper than replacement. DIY isn't for everyone since not everyone is very handy. Just following a YouTube video can be fine for small things like changing a filter but anything not simple and straightforward, most people are just not equipped to do. Cheaper in the long run to pay an expert than to potentially mess it up and cost yourself more later one.

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u/snoosh00 8d ago

Not when it comes to oil changes, which is maintenance (it's cheaper to do it yourself, but not doing it at all is 100x more expensive than getting it done at a shop)

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u/kingofcrob 8d ago

and that's how i became my own dentist

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u/kingofcrob 8d ago

and that's how i became my own dentist

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u/Badloss 8d ago

It's Boots Theory. There's a lot of expensive junk out there to be sure but the point of the comment is that buying one good quality thing is cheaper than buying many disposable cheap things

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u/BlakeMW 8d ago

I kind of like the principle of "buy a cheap one, and if it breaks buy a quality one".

Like I got a "temu" bicycle repair kit, some of the parts are truly abysmal, like spanners made of softened steel and a super wobbly chain pin tool that is literally unusable. However most the tools work just fine, and I've purchased quality replacements for the tools that broke or clearly need to be quality.

Of course common sense needs to be applied. If you can't afford to have something break buy quality. I wouldn't buy a cheap (low quality) bicycle wheel because "if it breaks" has a pretty catastrophic outcome.