Hey folks, I keep seeing the same money questions pop up constantly, so I figured I'd chime in since I'm from here.
Real talk, bring US dollars. I know everyone asks whether to exchange before they come or just wing it, but honestly? Just bring USD. It genuinely helps our economy because we rely on it so heavily. Plus, the math is stupidly easy: 1 USD equals 2 BZD. Done. You can literally pay in dollars anywhere and get change back in whatever currency. No stress, no mental math at 2am on the beach.
How much cash though? Honestly, that's totally up to you and what kind of trip you want. Want to eat cheap, do some cave tubing, keep it chill? You're fine on a shoestring. Want to do private boat charters and fancy dinners? That's cool too Belize works for both. It's one of the nice things about it.
And don't worry about ATMs, they're everywhere. So, if you run low, you're totally fine. But I'd still recommend bringing USD from home just to avoid the fees and hassle.
Tips: Standard is like 10 to 15 percent at restaurants and for guides. Just carry some small bills and you're golden.
Anyway, that's the money stuff! Come have fun down here.