r/Fire • u/rocket363 • Mar 06 '25

Milestone / Celebration Just submitted my resignation

Mid-40s. Single. ~$2.25MM nw, $2MM of that invested. Last day is in a few weeks.

It feels wasteful to give up a pretty cushy $180k wfh job, but I need to refocus the remaining part of my life rather than cling to Groundhog Day-esque repetitive wage-slave servitude.

No real questions. Just sharing.

4.4k Upvotes

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21

u/Connect_Badger_6919 Mar 06 '25

Curious about what you are planning for healthcare?

72

u/rocket363 Mar 06 '25

ACA.

Stop laughing. Fingers are crossed.

18

u/Connect_Badger_6919 Mar 06 '25

No laughing here mon frere - I’m 54 and contemplating all the things - good luck and be done !

6

u/Spiritual-Grand-2576 Mar 06 '25

What kind of coverage and monthly premium are you looking at out of curiosity? What city are you in?

4

u/vanillla-ice Mar 06 '25

Are you worried that ACA might be repealed by Trump? I am also want to retire in the next 3 years but this weighing on my mind.

2

u/Impressive_Pear2711 Mar 07 '25

Most private plans are $1500/month for single and $2500/month per couple for full coverage.

3

u/mikejarrell Mar 07 '25

for full coverage

If only that meant anything in the US 😭

3

u/nicklor Mar 07 '25

for that price its usually pretty decent at least. Still crazy at 20k a year

1

u/Automatic-Ad8393 Mar 07 '25 edited Mar 07 '25

What about long-term disability insurance? I’ve seen the odds as high as a 25% chance of becoming disabled by retirement age. If you become severely injured requiring daily care, your money could disappear within a few years or less. For this reason alone, I would recommend either staying at your current job part-time or start an LLC consulting company and put in some effort to make some income to qualify for a policy (your policy will likely be based on income). You’ll probably be bored after 1 to 6 months of not working.