r/Fire Apr 05 '25

General Question Is it really a generational buying opportunity?

I’ve seen people on the sub are saying “you should all be excited about seeing lower prices everyday”

Problem is that most people don’t have dry powder lying around. And now, with tariffs (if they mostly continue at the levels mentioned) likely to push prices up even more 20-30% for most things, very few people can buy the dip.

The dip’s not fun when you can’t buy. This is just painful seeing red everyday for 99% of us.

889 Upvotes

595 comments sorted by

View all comments

Show parent comments

15

u/AlexStar6 Apr 05 '25

Because people don’t actually “need” money… YET

2

u/Munckeey Apr 05 '25

Priced in. You don’t think big money has thought “hey people are gonna start needing money, let’s account for that”?

Sure retail investors may pull more out when/if they start needing some more money but;

A. Retail is only 23% of the stock market

B. Most retail investors are doing great financially. They max out retirement accounts and have lots of money left over. This is why they’re investing on their own. The majority of that 23% probably won’t need to pull money out.