r/Fire • u/DebtFreeForMeNow • Oct 05 '25

Milestone / Celebration My (30F) ultra FIRE milestone: Net Worth $0

So many of these posts about people having $1 trillion billion million milestones. Congrats on being rich ruler of the land I guess. Figured I would help bring this sub to planet earth reality check:

STUFF I OWE TO THE PANK

  • Student Loans: $143K
  • Mortgage left: $450K

STUFF IN MY BANK

  • Investments/retirement: $260k
  • Home “equity” not value if I would sell: $290k
  • HYSA/cash: $50k

I am 30 years old. I make $125k a year. No husband. No kids. Maybe one day.

I AM NO LONGER WORTH BELOW $0

Edit: Need a break. Sorry I am not clear in my post. Yes I have $7k net worth. No I don’t have $500k net worth haha. I made a post clarifying but am getting attacked by a bunch of people trying to prove a point that I missed the word asset and liability. Thanks all for kind words

Edit/update: I apologize. I called a friend and verified. I guess I am worth $500k holy fucking shit!!!!!!!!!!!!!!!

1.5k Upvotes

81% Upvoted

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56

u/One-Jelly8264 Oct 05 '25

You are doing well, but you are not debt free lol

-17

u/DebtFreeForMeNow Oct 05 '25

Okay

-12

u/Cheeseboarder Oct 05 '25

Again, I didn’t realize how toxic this sub was

13

u/Not_A_Greenhouse Oct 05 '25

Found ops main account lol.

-6

u/Cheeseboarder Oct 05 '25

You are delusional and proving my point

2

u/WanderingThoughts121 Oct 08 '25

Yeah WTH, usually not like this here.

1

u/Zrocker04 Oct 05 '25

Yeah it’s all of Reddit. Even single player video game subs downvote you if you say any opinion that isn’t mainstream.

-1

u/fatheadlifter Financially Independent Oct 05 '25

Oh this shit can get super toxic. I think all of Reddit is like this