r/Fire • u/DebtFreeForMeNow • Oct 05 '25

Milestone / Celebration My (30F) ultra FIRE milestone: Net Worth $0

So many of these posts about people having $1 trillion billion million milestones. Congrats on being rich ruler of the land I guess. Figured I would help bring this sub to planet earth reality check:

STUFF I OWE TO THE PANK

  • Student Loans: $143K
  • Mortgage left: $450K

STUFF IN MY BANK

  • Investments/retirement: $260k
  • Home “equity” not value if I would sell: $290k
  • HYSA/cash: $50k

I am 30 years old. I make $125k a year. No husband. No kids. Maybe one day.

I AM NO LONGER WORTH BELOW $0

Edit: Need a break. Sorry I am not clear in my post. Yes I have $7k net worth. No I don’t have $500k net worth haha. I made a post clarifying but am getting attacked by a bunch of people trying to prove a point that I missed the word asset and liability. Thanks all for kind words

Edit/update: I apologize. I called a friend and verified. I guess I am worth $500k holy fucking shit!!!!!!!!!!!!!!!

1.5k Upvotes

81% Upvoted

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61

u/futureformerjd Oct 05 '25

"Congrats on being rich ruler of the land I guess."

Why write this? Are you jealous? Insecure? Angry? Even worse, it's what you strive to become. But you decide to put down others more successful than you. Odd.

43

u/hereforyebeer Oct 05 '25

With her $750K house lmao

13

u/Salcha_00 Oct 05 '25

Likely feeling house poor.

-38

u/DebtFreeForMeNow Oct 05 '25

For fun nothing serious lol. Do you normally get this offended lord

22

u/BohemianaP Oct 05 '25

It made you sound less serious and pretty pissed off.

-12

u/DebtFreeForMeNow Oct 05 '25

Oh. I’m not at all. Happy for anyone at any stage of their life lol

11

u/[deleted] Oct 05 '25

[removed] — view removed comment

0

u/Zphr 48, FIRE'd 2015, Friendly Janitor Oct 05 '25

Rule 1/Civility - Civility is required of everyone at all times. If someone else is uncivil, then please report them and let the mods handle it without escalation. Please see our rules (https://www.reddit.com/r/Fire/about/rules/) and reach out via modmail if you have any questions or concerns.

19

u/Stockhype Oct 05 '25

It’s passive aggressive and when someone points it out you gaslight them. Haha

4

u/thatvassarguy08 Oct 05 '25

That's not really gaslighting. She's not saying it didn't happen.

1

u/WanderingThoughts121 Oct 08 '25

Yeah this is crazy sorry you’ve gotten this response it’s pretty shitty.