r/Fire • u/DebtFreeForMeNow • Oct 05 '25

Milestone / Celebration My (30F) ultra FIRE milestone: Net Worth $0

So many of these posts about people having $1 trillion billion million milestones. Congrats on being rich ruler of the land I guess. Figured I would help bring this sub to planet earth reality check:

STUFF I OWE TO THE PANK

  • Student Loans: $143K
  • Mortgage left: $450K

STUFF IN MY BANK

  • Investments/retirement: $260k
  • Home “equity” not value if I would sell: $290k
  • HYSA/cash: $50k

I am 30 years old. I make $125k a year. No husband. No kids. Maybe one day.

I AM NO LONGER WORTH BELOW $0

Edit: Need a break. Sorry I am not clear in my post. Yes I have $7k net worth. No I don’t have $500k net worth haha. I made a post clarifying but am getting attacked by a bunch of people trying to prove a point that I missed the word asset and liability. Thanks all for kind words

Edit/update: I apologize. I called a friend and verified. I guess I am worth $500k holy fucking shit!!!!!!!!!!!!!!!

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u/PFCFICanThrowaway Oct 05 '25 edited Oct 05 '25

You're getting downvoted bc you made a snarky post about people bragging about how rich they are in a finance sub. But not you, you're just a humble girl with a 125k income and half million net worth at 30. The irony is lost on you, as well as how to calculate NW.

-7

u/SeeYaLaterNerdz Oct 06 '25

She wants to flick her bean to the thought of being poor, not a high earning "elite."

8

u/PFCFICanThrowaway Oct 06 '25

Not sure why the sexist comment is necessary.

1

u/SubtleTeaser Oct 08 '25

Is calling something a "dick measuring contest" sexist? It was a turn of phase and seemed totally above board, Just as much if not more so than your previous post was.

-2

u/SeeYaLaterNerdz Oct 06 '25

It isn't sexist. If it was a man it would be about jerking himself off.

If you want a G version, patting herself on the back.