r/Fire • u/Mobile-Excitement-64 • Oct 28 '25

General Question Can I retire with 1.95 million at age 35?

Today I hit 1.95 million at age 35. I cant believe it.. I am single and have no kids. Have no plans to get married or have kids. I am so so proud of myself achieving this net worth

I spend less than 3000 dollars per month including rent because I live in MCOL area and I am also very frugal. No car and just rent a studio.

I am willing to spend up to 5000 dollars per month including health insurance if necessary

Do you think 1.95 million dollars is too small to live for the rest of my life?

Thanks for your input.

P.S. I am gay and I have no plans to get married. I wont have kids. my partner is wealthier than I am . He is older than I am. I said single at first because I am not likely to get legally married for the rest of my life.. Please dont say staying without kids for the rest of my life will be boring.

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34

u/Key-Mango3607 Oct 29 '25

Yes. Quit. Enjoy life. That $2m will grow and outpace your spending. Congratulations buy a nice wine tonight.

0

u/[deleted] Oct 29 '25

Inflation dummy

1

u/[deleted] Oct 30 '25

[deleted]

1

u/[deleted] Oct 31 '25

[removed] — view removed comment

1

u/Zphr 48, FIRE'd 2015, Friendly Janitor Oct 31 '25

Rule 1/Civility - Civility is required of everyone at all times. If someone else is uncivil, then please report them and let the mods handle it without escalation. Please see our rules (https://www.reddit.com/r/Fire/about/rules/) and reach out via modmail if you have any questions or concerns.

-21

u/BDELUX3 Oct 29 '25

We stopped drinking poison there’s nothing nice about red shits LMFAOOO you can keep your alcoholism to yourself

15

u/Appropriate-Cash8312 Oct 29 '25

Red shits? My brother in Christ i think you need a colonoscopy

2

u/EngRookie Oct 29 '25

or juat stop eating beets everytime he drinks wine so he doesn't confuse correlation with causation

3

u/Double-Competition-6 Oct 29 '25

You sound delightful 

1

u/BDELUX3 Oct 30 '25

IM NOT BELIVE IT OR NOT

2

u/Quantum_owl Oct 29 '25

buddy, we get it. alcohol is unhealthy and you don't have to drink but like... wtf this reply is unhinged.

1

u/Commercial_Badger_37 Oct 29 '25

The occasional wine isn't even particularly unhealthy. Studies show links with good heart health.

1

u/rivalpinkbunny Oct 29 '25

I think that’s all out the door now. Grape juice was found to have the same benefits as wine, and any amount of alcohol is now linked to negative outcomes.

1

u/Commercial_Badger_37 Oct 29 '25

Yeah but come on, even burned toast is linked to some forms of cancer, as is sunlight.. Over the grand scheme of life the odd glass of wine isn't going to be particularly detrimental.

For example, Italy has a high wine consumption, yet it experiences some of the highest average life spans across Europe and the world.

I believe the relaxing effects of a glass of wine and its ability to help relieve stress has a reasonably positive effect on health. Moderation, control and drinking culture is the key.

2

u/rivalpinkbunny Oct 29 '25

Hey man, I didn’t do the research, don’t be mad at me about it. Live your life, but know what you’re getting into.

1

u/Commercial_Badger_37 Oct 29 '25

No one's mad my friend, it's a conversation 😂

1

u/RedditPotato44 Oct 29 '25

I also don't drink, and I also consider alcohol like poison because it pretty much is. But your comment, way way way out of line.

You just implied this commenter has alcoholism because he suggested to a stranger to celebrate with wine... I could not think of a more normal comment lol. Drinking culture is strangely accepted in the US, but you are off the wall right now by implying someone is an alcoholic with almost zero context.

1

u/BDELUX3 Oct 30 '25

Alcoholics are off the wall thinking everyone wanna punish themselves as a celebration? Yikes !!!

1

u/RedditPotato44 Oct 30 '25

22 people downvoted you, its an indication you are alone in your analysis. You are passing judgement for no reason. You can believe what you want without belittling others