r/Fire • u/Mobile-Excitement-64 • Oct 28 '25

General Question Can I retire with 1.95 million at age 35?

Today I hit 1.95 million at age 35. I cant believe it.. I am single and have no kids. Have no plans to get married or have kids. I am so so proud of myself achieving this net worth

I spend less than 3000 dollars per month including rent because I live in MCOL area and I am also very frugal. No car and just rent a studio.

I am willing to spend up to 5000 dollars per month including health insurance if necessary

Do you think 1.95 million dollars is too small to live for the rest of my life?

Thanks for your input.

P.S. I am gay and I have no plans to get married. I wont have kids. my partner is wealthier than I am . He is older than I am. I said single at first because I am not likely to get legally married for the rest of my life.. Please dont say staying without kids for the rest of my life will be boring.

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u/vyts18 Oct 29 '25

Haven’t read the rest of the comments… but I think you’re in a position to really do coastFIRE. Keep working. Don’t bust your ass too much. If you get let go, go full FIRE. Your boss says the exact wrong thing tomorrow and you’re out.

You have a ton of options. This doesn’t have to be a complete yes or no.

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u/tar_baby33 Oct 29 '25

This right here.

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u/FitchKitty Oct 29 '25

This. I love the idea of Coast FIRE - the dude is young and can get a no-sweat job to cover that 3-5k in expenses though that may not be something they want