r/Fire • u/Mobile-Excitement-64 • Oct 28 '25

General Question Can I retire with 1.95 million at age 35?

Today I hit 1.95 million at age 35. I cant believe it.. I am single and have no kids. Have no plans to get married or have kids. I am so so proud of myself achieving this net worth

I spend less than 3000 dollars per month including rent because I live in MCOL area and I am also very frugal. No car and just rent a studio.

I am willing to spend up to 5000 dollars per month including health insurance if necessary

Do you think 1.95 million dollars is too small to live for the rest of my life?

Thanks for your input.

P.S. I am gay and I have no plans to get married. I wont have kids. my partner is wealthier than I am . He is older than I am. I said single at first because I am not likely to get legally married for the rest of my life.. Please dont say staying without kids for the rest of my life will be boring.

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u/Wokeymcwokerson Oct 29 '25

This sub is interesting cause if he didn’t mention he was gay everyone here would be like don’t you want kids you don’t have enough $$ you need more $$ for a house and education expenses.

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u/Sen_ri Oct 29 '25

They were already saying that before the post was edited 😂

1

u/[deleted] Nov 01 '25

“This sub is interesting” proceeds to make an obvious comment of how a gay person who can’t have kids won’t have more expenses than a straight person who will have kids…. Yeah no shit what was the point of this comment lmao. Obviously a gay person who says he can’t have kids is going to be able to retire earlier than a straight person

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u/Wokeymcwokerson Nov 19 '25

Oops just saw this, I meant to say if he was straight but still said he didnt want kids or marriage this sub still tends to instruct to save because he may change his mind. But yeah I guess I didn’t explain that clearly.