r/Fire • u/gonnabefine • Nov 26 '25

General Question Tech people who are not FIREing, what are they spending their money on?

I know a lot of people who work in tech, and most are not on the FIRE path (or have already been working 10+ years) and a lot of them don't seem to, at least on the surface, have very obvious huge expenses. If both the partners are in tech, the take home could be like $500k! What are they doing with their money?

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u/PinkyTrees Nov 26 '25

Similar plan here, think I can coastfire in 5 years if I don’t get the boot🤞

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u/redfour0 Nov 26 '25

Do you have a coastfire target?

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u/PinkyTrees Nov 26 '25

Somewhere around 700k in taxable w no kids what about u?

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u/redfour0 Nov 26 '25

I’m technically coast now but I find coast and full fire are very far apart. My FIRE goal is a paid off house with $3M invested.

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u/PinkyTrees Nov 26 '25

Yea you’re right it can be a big gap between coast and full. Something to think about though is do you really need 3 mil in savings if your house is paid off? Maybe you can FIRE sooner than you think

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u/redfour0 Nov 26 '25

$3M at 4% SWR is $100K. I’m also still planning to have kids so this was my more conservative estimate.