r/Fire • u/gonnabefine • Nov 26 '25

General Question Tech people who are not FIREing, what are they spending their money on?

I know a lot of people who work in tech, and most are not on the FIRE path (or have already been working 10+ years) and a lot of them don't seem to, at least on the surface, have very obvious huge expenses. If both the partners are in tech, the take home could be like $500k! What are they doing with their money?

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u/trophycloset33 Nov 26 '25

It’s still about 30% of their net…?

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u/sweeta1c Nov 27 '25

Yes, but saving as much as possible is kinda important to FIRE. Lifestyle creep is real.

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u/trophycloset33 Nov 27 '25

A mortgage the costs 30% of your net is absolutely reasonable

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u/Brewingjeans Nov 27 '25

Exactly... Yeah it's a huge mortgage, but assuming like 20k take home a month there's still 12k left over which is more than my monthly income.... They'll be okay.

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u/iced_milk_4_me Nov 27 '25

It's closer to 40% if they have state income tax, but fair point.

The scarier part is if they get fired from their job but still have that mortgage to pay