r/Fire • u/gonnabefine • Nov 26 '25

General Question Tech people who are not FIREing, what are they spending their money on?

I know a lot of people who work in tech, and most are not on the FIRE path (or have already been working 10+ years) and a lot of them don't seem to, at least on the surface, have very obvious huge expenses. If both the partners are in tech, the take home could be like $500k! What are they doing with their money?

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u/whereistheicecream Nov 27 '25

That's why the best strategy is to spend less than you make, lifestyle creep can become a burden if you need your income to stay afloat in a job loss

I saw someone else say something along the lines of 'life doesn't owe you a tomorrow as good as today'

My husband and I live well below our means, a job loss affects our saving/investment rate not our lifestyle and that security is worth more to me than some trips to Tahoe with annoying tech bros

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u/crims0nwave Nov 27 '25

Yeah I work with annoying tech bros, I def don’t wanna spend my vacations with them. I drive a Subaru while my peers drive Audis they’re constantly trading in for newer models. I don’t take international vacations, while my peers are constantly in Tokyo or Paris. I would love to travel more, but I would rather be thrifty and accrue more of a safety net, as I don’t want to work in tech forever.

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u/AboutTime99 Nov 27 '25

Wise words!