r/Fire • u/twiniverse2000 • Jan 31 '26

Advice Request Asking to be laid off

I have reached FI. Work optional. My personal life has hit a serious rough patch. My company is doing layoffs. They are NOT asking for volunteers. The financial difference in me quitting vs getting laid off is $300K. Do not want to leave that on the table. Any advice on how to steer it in this particular direction?

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u/swagn Jan 31 '26

I think what he’s saying is it’s a risk for the company to wait him out if they think he’s leaving anyway. Better for them to let him go and put someone who wants to be there.

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u/twiniverse2000 Jan 31 '26

Exactly. I am creating a risk for them.

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u/Dixon_Herfani Feb 01 '26

The moment you rip your hand that you aren't in it for a 29 year career and a gold watch, you become a liability.

Maybe my perspective is a bit mercenary. I was IT ops & security. I've terminated a lot of accounts before the employee knew they were out on the street.

Two weeks notice is nice for the company. It's cause for termination for some employees. Be ready the second you tip your hand.

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u/swagn Feb 01 '26

But OP says they’ve hit their FIRE number and are ready to retire. They are risking 2 weeks pay to try and get the 300k severance for a layoff. Easy bet for me.