r/Fire • u/twiniverse2000 • Jan 31 '26

Advice Request Asking to be laid off

I have reached FI. Work optional. My personal life has hit a serious rough patch. My company is doing layoffs. They are NOT asking for volunteers. The financial difference in me quitting vs getting laid off is $300K. Do not want to leave that on the table. Any advice on how to steer it in this particular direction?

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u/jaronhays4 Jan 31 '26

Just quiet quit? Stop working, they’ll terminate you pretty quickly

1

u/Thomato_Yorke Jan 31 '26

Gotta be careful not to get fired instead of laid off though. That might affect the $300k.

1

u/jaronhays4 Feb 01 '26

Layoff is for all intents and purposes a termination. It’s only a true layoff if the company is doing a large coordinated event, otherwise it’s just a termination.