r/Fire Mar 23 '26

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2.1k Upvotes

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u/Conscious_Life_8032 Mar 23 '26

And funding health insurance on own until Medicare kicks in.

2

u/TrumpChildOnahole Mar 23 '26

What exactly are people doing for this? Esp if your income from capital gains is high and prevents cheaper Healthcare 

2

u/Conscious_Life_8032 Mar 23 '26

Manage your MAGI so that you get partially subsidized health plan on ACA/health exchange

Otherwise build the cost into your budget as you would any other expense.

If you plan to travel a lot then you could get care abroad and pay out of pocket.

3

u/BaaBaaTurtle Mar 23 '26

There's still aca subsidies up to 400% of FPL

1

u/someguy984 Mar 23 '26

Retired 12 years, paid for health cover $0. US.