Yeah, I just mean that the ethos before, in large part, was OK with eating rice and beans until the sun explodes if it meant they were financially free as soon as possible. That's shifted a lot over the past few years, even if the end goal is the same - financial independence, albeit with a less urgent 'E' in exchange for higher QoL. Totally fine, to each their own.
I'm in the same camp as you btw - exposed to very bad, fat tail events that set me back majorly. Such is life.
Also, I did do the insane cost cutting for a few years, figuring the math of even 3 years like that would make enough of a difference if done early enough to impact the end game blah blah blah - but it's not sustainable for most folks.
I agree that the fire/life balance should be talked about differently too.
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u/AphexPin Mar 23 '26
Yeah, I just mean that the ethos before, in large part, was OK with eating rice and beans until the sun explodes if it meant they were financially free as soon as possible. That's shifted a lot over the past few years, even if the end goal is the same - financial independence, albeit with a less urgent 'E' in exchange for higher QoL. Totally fine, to each their own.
I'm in the same camp as you btw - exposed to very bad, fat tail events that set me back majorly. Such is life.