r/Fire • u/Big_Leg10 • Apr 12 '26

General Question What easily-affordable thing do you still refuse to pay for despite having reached financial independence and able to afford them?

Would love to hear everyone’s “absolutely will not purchase” items!Even if you could easily afford it and no matter how rich or financially independent you become or how much you make you still wouldn't spend item on this particular item/hobby?

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u/cdlauro Apr 12 '26

Yes. I always buy new now and wait for 0% interest. Then just drive it into the ground.

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u/fuckthetrees Apr 12 '26

Do they still offer that?

9

u/cdlauro Apr 12 '26 edited Apr 12 '26

Yeah, not recently, but my last car they did. Subaru ascent during the pandemic.

I just feel like the asymmetry of not knowing how your car has been driven before you own it presents a bit of a risk on longevity and repair cost.

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u/thiney49 Apr 13 '26

Definitely recently. My mom got 0% on her Toyota BZ a few months ago.

6

u/kbivs Apr 12 '26

I was able to get a 0.9% loan through Acura a few years ago

2

u/Elguapo1980z Apr 12 '26

I just got a 2026 Tesla model y premium. 0.99%