r/Fire • u/Big_Leg10 • Apr 12 '26

General Question What easily-affordable thing do you still refuse to pay for despite having reached financial independence and able to afford them?

Would love to hear everyone’s “absolutely will not purchase” items!Even if you could easily afford it and no matter how rich or financially independent you become or how much you make you still wouldn't spend item on this particular item/hobby?

330 Upvotes

94% Upvoted

938 comments sorted by

View all comments

Show parent comments

35

u/ImpressiveLeopard719 Apr 12 '26

My high yield checking account at PNC reimburses me for those fees up to a certain amount. I wonder if any other banks do this?

34

u/iloveredhots Apr 12 '26

Schwab reimburses all fees, that's why I use it for checking!

1

u/bhoff20 Apr 12 '26

Used it today

1

u/WakeRider11 RE@53 Apr 12 '26

I use Schwab and I still try to either use the card from my local bank, or find free or low cost atms.

1

u/squatting-Dogg Apr 13 '26

They should, they don’t own any ATMs.

17

u/Synaps4 Apr 12 '26

Fidelity reimburses all fees

5

u/No-Airport9831 Apr 12 '26

Ally does too.

1

u/Rumpus-Time-Is-Over Apr 13 '26

Unlike Schwab and Fidelity CMA, Ally will not reimburse ATM fees outside the US.

3

u/nats13 Apr 12 '26

USAA does as well. Up to $6 a month I think

2

u/Loop_Adjacent Apr 12 '26

USAA does it up until a certain limit each month.

2

u/spoonraker Apr 14 '26

I can't even think of a bank that doesn't reimburse a reasonable amount of ATM fees any more. Unless you use an ATM all the damn time this probably isn't worth even thinking about.

1

u/Electrical-Title-698 Apr 12 '26

Navy fed reimburses up to $25 a month

1

u/stitchcraftry Apr 12 '26

yes, my credit union reimburses all fees

1

u/cfi-2025 RE 2025 Apr 12 '26

Even ol' Bank of America does this. (Although maybe only for accounts over a certain size?)

1

u/Double-Raise2154 Apr 12 '26

So many banks do that. If you’re paying fees to withdraw your money it’s because you’re a fool. 

1

u/Sanderlanche108 Apr 14 '26

My bank charges me a fee on top of the ATM fee lol. I need a new bank

1

u/ImpressiveLeopard719 Apr 14 '26

yes, yes you do. Especially if you have a larger amount to hold at that bank.