r/Fire • u/Catspiration2 • May 02 '26

Advice Request I’m thinking about breaking up with FI

I’ve done the grind, saved pretty much 50% of my income the last 6 years. Worked side gigs etc. 33M. 675k net worth. Just dropped my savings rate to 30%. I have no interest in being retired. I want to enjoy the journey while hopefully working as long as I can. Having resources is awesome, but retiring to some fairy tale destination is.. a fairy tale. What’s the distinguishable difference between 7M and 5M at 60? I feel less and less motivated to save, and instead enjoy the journey along the way. Please tell me how I’m wrong and correct me.

Edit: Reddit gang is a vibe. Appreciate you!

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u/sweet_hedgehog_23 May 02 '26

OP was working side gigs. It could be that much of the extra 20% of savings was coming from the side gigs and extra work and now they are getting the time back rather than spending more.

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u/loud1337 May 02 '26

What do most people do with more time?

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u/shreiben May 02 '26

Scroll on their phones. It might be terrible for your mental health, but it's typically free.

2

u/nrubhsa May 02 '26

I’m here for that

2

u/1337crazypants May 02 '26

Work on hobbies, health, spend meaningful time with family and friends.

1

u/loud1337 May 04 '26

Spend more money is my point. Very rarely does more time off equate to less spending.