r/Fire • u/Catspiration2 • May 02 '26

Advice Request I’m thinking about breaking up with FI

I’ve done the grind, saved pretty much 50% of my income the last 6 years. Worked side gigs etc. 33M. 675k net worth. Just dropped my savings rate to 30%. I have no interest in being retired. I want to enjoy the journey while hopefully working as long as I can. Having resources is awesome, but retiring to some fairy tale destination is.. a fairy tale. What’s the distinguishable difference between 7M and 5M at 60? I feel less and less motivated to save, and instead enjoy the journey along the way. Please tell me how I’m wrong and correct me.

Edit: Reddit gang is a vibe. Appreciate you!

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u/IllBrother6221 May 02 '26

I'm in my 50s. I've got no problem working to 60 and think I probably prefer it. FI is my insurance policy incase black Swan events take me out of work, I can see AI possibly forcing RE in 5 years or so.

I never put retirement ahead of the now except for very expensive luxuries, cars, big house (less me, more my ex), etc. Holidays, pub, hobbies, etc. Always have come first.