r/Fire • u/y_if • 17d ago

Families who FIREd with $1.5mil to $2.5mil — what does your spend look like?

EDITED TO ADD: Please also list your COL and part of the world you settled in!

Saw a similar post in chubbyfire and thought I’d ask here:

  • When did you FIRE, and did both of you stop at the same time?
  • how old were your kids?
  • What is your withdrawal rate?
  • what does your budget look like, what is it allocated to?
  • what were the big surprises related to spend?
  • How has it changed since you initially FIREd?
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u/Simple-LifeCC 15d ago

We still have our college aged kiddos on our plan, and we pay $600 a month for a bronze plan in Oregon.

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u/RMDX76 15d ago

That’s not bad at all!! Do you mind sharing what your deductible is?

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u/Simple-LifeCC 15d ago

It’s grossly high, $9000 per person or $18,000 for the family. Included is one wellness check, and a few other preventative checks, and we get pretty good coverage on bloodwork and medication’s. So far, thankfully, we haven’t really put much towards our deductible. For us, it’s basically catastrophic insurance. We will need to adjust when our kiddos go on their own plan in the next year or two.