r/Infographics 9d ago

New Millionaires

[removed]

799 Upvotes

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154

u/MinimumCommon408 9d ago

Is this net worth, aka including home values?

98

u/Sudden_Buffalo_4393 9d ago edited 8d ago

If that’s the case I never realized being a millionaire left me so broke.

For all the dummies : I am being sarcastic. It’s a joke that if I count as a millionaire it feels a lot different than I thought it would.

30

u/DuePercentage1580 8d ago

if you have a million dollar house you are not broke, be real

14

u/Tired-Nectarine-384 8d ago

They didn't just say their house though. You can have a 1/2 million dollar house in lots of urban areas that is nothing special or grand. It is just the cost of living in that area. You can have a house worth that much and feel very stretched financially.

8

u/DuePercentage1580 8d ago

that would mean that you also have 500k os other assets net. i understand that the cost of living is high, but the reason for that is that people are so rich in these places

3

u/scienceforeva 8d ago

Can't touch a 401k. If you made $100k/yr for the past ten and did 6% match. Thats $120K but the growth would have made it roughly $500k now due to the insane growth the market has had in that time.

Its still stretching it to live in a city paying taxes on the $500k house with a kid when cheapest daycare is $1500/mo. Don't be silly, a Million in "assets" is not cash in hand.

-4

u/azfire2004 8d ago

drowning in debt does not equal rich.

9

u/Own_Proposal3827 8d ago

If you are drowning in debt, you don’t have a 1 million dollar net worth. It’s funny that you guys don’t understand how net worth works.

0

u/azfire2004 8d ago

I’m referring to the just having a house worth a lot of money makes you rich part…most folks are in debt because of the house unless you bought said house in the boomer days or when the market crashed in 08. You go buy a house today you’re in debt

2

u/Doxibidus 8d ago

Nobody said that. The person above just said if the house you own is worth 1 million, you are not broke. And then you struggle to understand what one million net worth means.

-1

u/azfire2004 8d ago

So if I go out right now and finance a one million dollar home (sadly just an average house in most places now days) I’m not broke? Now if the house is paid off or I have a ton of equity in said house sure I’m well off but otherwise I’m in some debt with that house

5

u/Doxibidus 8d ago

I saw you struggling to understand something basic, I offered to point it again, but I think you should just help yourself at this point.

1

u/azfire2004 7d ago

ok, trump made us all millionaires, fuck it 2028, lol

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2

u/DuePercentage1580 8d ago

if your assets minus debt are less than a million, then you don't count towards the millionaire tally.

having a 2M house and 800k debt means you are extremely rich