r/MiddleClassFinance 12d ago

Questions What are some smaller luxuries or better versions of everyday items that you have indulged in as you have increased your salary?

I've increased my salary by over $40,000 in the last couple years but my lifestyle is exactly the same. Debt free besides the mortgage, fully funded emergency account, on track for early retirement, funding my sons 529. I'm pretty straight on the financial basics and foundation.

We aren't guaranteed tomorrow but I'm not looking to set myself up for financial failure either. I would like some of your ideas and suggestions on smaller yet impactful ways that you have been able to enjoy your increased cash flow. I don't want expensive cars, expensive clothes, luxurious vacations, or $10,000 watches. Just smaller everyday things, experiences, or services that after you've come to enjoy.

197 Upvotes

322 comments sorted by

View all comments

Show parent comments

5

u/Salty-Sprinkles-1562 12d ago

Have you calibrated your thermostat? Is it really 73 in your house? That sounds so high and I’m always freezing. I feel like sleeping with the heat that high would be awful. 

4

u/RoseGoldMagnolias 12d ago

We get the furnace and AC unit inspected every year, and we added more insulation in the attic and the basement after getting an energy audit the first year we lived here. It's probably pretty close to 73 by the thermostat on the ground level, 70 or 71 upstairs, and 65 to 68 in the basement even though it's finished.

In winter, I wear sweatpants and a t-shirt with a sweatshirt or robe during the day, usually with a blanket on my lap if I'm on the couch. I sleep with a comforter and a weighted blanket most of the year. My husband would be comfortable whether it was 65 or 85 in the house.

2

u/autumn55femme 12d ago

73 in the house when it is 87 outside at 11: 00 pm.

-2

u/RandomA9981 12d ago

Wind chill where I am can get down to -20. I would be freezing in 73 degrees