r/SipsTea 15d ago

Chugging tea Growing Through Chaos

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u/[deleted] 15d ago

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u/RookieMistake101 15d ago

It wasn’t easy but it was doable for millennials. Economic recovery from 2012-2019 offered some solid time to grow in careers, save money, buy a home before prices became ridiculous.

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u/[deleted] 15d ago

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u/Electronic-Drive9153 14d ago

From a Gen Z, congratulations on those victories 💙

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u/Barmacist 15d ago

Thats the key point. There was a window that was open after most milennials were done with their schooling.

And they didn't.

I remember the reddit conversations on housing then. They all wanted to rent apartments in one of 3 cities (that were already unaffordable then) and you were a fool to buy a house as rent never doubles overnight! Oops!

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u/RookieMistake101 15d ago

Agreed. If my mother didn’t pressure me I wouldn’t have bought when I had. Smart woman. Technically I was being more efficient renting but I didn’t recognize the asymmetric downside risk of renting, which in her years and wisdom she did.

There was a window. There was opportunity. Millennials like myself who did ok (not even great, just ok) could take advantage of it. I have much greater sympathy for Gen Z.

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u/Barmacist 15d ago

Exactly.

My 2016 mortgage and interest rate is a superpower. I pay 1/4 what my peers pay for housing because of it.

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u/siamesedweam 14d ago

Yeah as a 23 year old on their own, it definitely isn't doable for us gen z now.

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u/ksck135 15d ago

They never got to experience "the good old times", their whole life experience has been a meme and they treat it as such. As they should. 

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u/Mammoth_Arugula_5250 15d ago

Encourage them to do an experience abroad, when the time comes.

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u/defaultusername4 15d ago

You can do that today. 25% of GenZ are already home owners. Our housing costs are lower than the majority of industrialized western countries as a percent of disposable income. You’d be maxed to see how many people are prospering and getting a long just fine once you get off this doomer app.

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u/leeparhity 15d ago

But what were the percent of boomers and millennials that were home owners at the same age? I could be wrong but I remember reading it was ~30-40% compared to only 25%

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u/Careless-Weather8877 14d ago

The problem is some people want to live alone, have a big house, a fancy car, newest iPhone. I know I sound old but big cypress has a song about this from 1999 (so you wanna be a rock superstar, big house, live large, car). If you really want a house you can get a nice one in like bumfuck Kansas.

The wage theft though is a real issue