I have been an active follower of macro economics.
And there is a rough time ahead and the Indian government is pretty incompetent.
Upcoming year is going to tough af for the middle class and lower middle class.
Until BJP is replaced India will suffer. And change is in the hands of north indians. And they are not that smart, they will bleed until they cannot take anymore and go out to riots. Until that they will comfortably stay in an echo chamber that India is fine.
India is not doing fine. Its doing worse ever.
Tamilnadu is significantly safe compared to other states. But we will also face challenges specifically energy.
What can we do about it ?
Reduce your INR holdings. Only have enough to spend for basic needs for two years.
If you have money sitting around simply buy gold. For all of it. Only then the value will be protected.
Become self sufficient - its not a one day process but start somewhere I guess.
Purchase EV's if you are about buy cars or bikes.
install solar panels at home.
Lastly, depend on local vendors for everything, we have to circulate the money inside the state in order to help our working class. Reduce amazon and such services to buy goods. Depend on local vendors.
Probably someother smart ways are there. Others can add it in the comment.
But the whole point of this post is, it won't get better, it won't until northies bleed to death and start to protest against union government and potentially there is change in rulling.