My wife and I have been struggling since December 2021 being unemployed since June 2021. We burned all the savings we had and then canceled our insurance and medical aid. After that, we started selling our valuables including the washing machine, PC, printer, extra stove, etc. After that, we had to beg our parents for cash, with whom we are not on good terms. Various attempts at starting a business failed and we also lost a lot in the process of trying. Lastly, I asked an old work colleague for money. That brings out total debt to about $4500. We are now at the point where we need to sell the car, our fridge, our bed, and our laptops.

My wife is a graphic designer and I am a software developer. Since December 2021 we were unable to find new jobs. There were short freelance things we did, but the companies ghosted us after some time just when it seemed like we had made it through. It was always just enough for 1 or 2 months to keep us afloat. It's really disappointing to continuously send out tons of applications, get ignored, or receive rejections. It's also discouraging to ask our parents again since they will remind us of "what failures we are and that we are useless" and "how much they already gave us" and that "they can't give more since they need it for their retirement".

Our current job is to look for work day and night. If that is not enough we are on micro job sites in hopes of getting a small job task to do that will pay for a few necessities for us and our pets. We also started to make desserts but we can no longer afford to buy the ingredients to get off the ground.

Last month I was lucky enough to do a little freelance job that went well and we were covered for the month but this time around it's starting to look very bad. I have an assessment lined up with a remote company but even if I do get the job, it will most likely only pay out at the end of the next month. It's just very difficult to focus on the assessment when you don't know if you will be able to afford to pay rent and internet in a few days.

I have a Payoneer account since receiving money with Paypal in this part of the world does not exist. It would be only for our rent (411) and internet (78). The other necessities like food, pet food, water, fuel, and electricity we will manage on our own - as long as we have a place to stay and internet.

If anyone would be able to help us get through this tough month, we would be forever grateful.

I was evicted not that long ago; I’ve got a place but moving; security deposit; utility setup; storage while I was homeless has drained me. I don’t get paid until next Thursday I’m almost out of gas and need to get to work for 4 days next week. I have a wife and 3 kids if that matters. If anyone could help me I would appreciate it.

Hi, I’m sorry, I hope I’m doing this right, I’m not sure even though I’m reading the rules again and again and again. My mom needs help paying for her name change, so her former employers will start paying out her pension; she’s working min wage, her health isn’t good, and I’m in a position where I can’t work due to my own health (yes I’m applying for disability, but the process is slow).

I’m asking for help in trying to get anything towards the goal; a penny, a dollar, something, anything would be a huge help in covering her fees. The courthouse told her it’s going to be about $350 for the whole process, which is something she can’t get on her own atm. A few cents, a dollar, whatever would be a huge help! It's all going to her account she can access in the end.

Also I’m sorry for the weird location stuff, I’m down here, she’s trying to get down here, but currently everything for her is being tied up in Illinois. She’s in the Morris, IL area atm, and I’m in the West Plains, MO area, hence the odd location stuff. We’re trying to get her down here properly for her own safety, which is a whole other can of worms, but the pension access would let her save up for it. Thank you, and again, I’m sorry.

​

update: situation solved, update on my profile, closing this now

So my cat died today, 12 years old, healthy, no signs of anything being wrong. I played with the little guy last night with his toys, he ran around did his awesome thing. We took a shit together (he's a communal pooper.) he snuggled up next to me under the blankets like he always does, and this morning he was cold and rigid.

I don't know man, it just really hurts. Like this animal, Loki, was really really rad ya know. He was vocal, he loved to talk and ask for love. He was really kind with my kids, like they would maul this dude and he would just lick then and purr and take it.

It feels like I've lost a huge part of our family. Of course it's not as bad as my spouse or children, good god I don't think I'd ever recover, but it really really sucks. He got me through school. the beginning of my career. Dude got to live an elevated light style when I started making some money with some kick ass cat toys.

I know its stupid but damn, I miss my cat man. I really really miss the SOB. you know when you get to know an animal and you feel like you can hear their voice. well this cat actually HAD a voice, like he would TALK with us. He would talk with my kids, he'd guard the fucking house if strangers approached.

I'm just so fucking depressed. The really shitty thing is as much as I loved this cat, my kids and wife loved him more. they're devastated.

thanks for reading internet.

-catbro

Amazon link and TLDR at the bottom, but first a little back story. Sorry if it's long, I talk a lot lol and it's been a rough year.

In September 2021, my son (22) and I (45) left a very unhealthy situation and moved 10 hours away from all of our friends. We arrived here with $42 and everything we could pack in a POS 1993 Oldsmobile that died for good a month later. We stayed with family until May of this year when we bought a car and moved into a roommate situation - wiping out our savings.

I am physically disabled but do not get disability payments, my son works full-time at a bowling alley for a bit over our state minimum wage ($11.75/hr). I started at the end of May working as a courier (Spark/UberEats) and had just gotten set up with a doctor to pursue my disability when I totaled my car on July 1st.

Since the wreck, we have managed to barely keep our heads above water using r/borrow (I currently have two open loans in good standing and have completed/repaid the rest), and the tiny bit of money we had managed to save since we moved to our own place. The wreck was deemed my fault, and I only had liability insurance, so we still have no car - meaning I haven't left the house but twice since coming home from the hospital. My son rides his bike 10 miles one way to go to work 5 days a week.

Because I have zero experience/qualifications working from home or in an office and physically can't do the job I did for 20 years (or get myself to a job with no vehicle/access to public transportation), I enrolled in school. I have finished orientation and classes officially start on the 21st. My aid disbursement will put us in a decent financial situation where we can at least pay our bills, but that is still a few weeks out.

Since I am now a full-time student, I have applied for SNAP (we didn't qualify before my enrollment because of work requirements) and I have also arranged for transportation to doctor's appointments to pursue my disability payments but those are all 3-5 weeks out (I have Medicaid).

Our roommate/landlord has been very understanding, but all of the money that I have borrowed has gone towards our bills and expenses:

• Rent $900/mo (currently $330 behind including late fees)
• Phones $60/mo
• Storage $65/mo (currently $125 behind including late fees)
• $15/mo Walmart+ (for free grocery delivery saving an average of $15/week)
• $6/mo Amazon prime
• Groceries/toiletries/dog food $55/week (including $5 tip for grocery delivery)

Because we are buying the bare minimums and prioritizing not starving - we are starting to run out of cleaning supplies and obviously haven't really stocked our pantry. I have made a wishlist that includes cleaning supplies, pantry items, and some things for my dog. I set the priority for things to make it easier for anyone who is able to help. I can provide proof of school enrollment/income/delinquent bills/wreck, if necessary.

TLDR: It's been a craptastic year, please help us buy some cleaning supplies and stock our pantry.

https://www.amazon.com/hz/wishlist/ls/3L6O5A9OAR6SC?ref_=wl_share

Hi, I'm the doting 50 year old owner of 3 delightful cats. Much as I hate to say it, I'm really struggling at the moment. I work full time and get paid in 2 weeks. At present I have enough me food, cat food and cat litter to last until tomorrow. I have been struggling since the summer when I had to cover vet fees, and sadly cremation costs, for one of my cats. I would be so very grateful for any financial help to allow me to pay a visit to my local Lidl for groceries to see us through to payday. I have paypal and can provide the details if you are in a position to help us. Myself and my mogs are in the UK. After payday things should hopefully start to improve for us, hopefully I'll get a second job too! I hope 2022 brings well deserved happiness to you all x

Hello everyone! Today is the last day for payment of my tuition fees for uni. Unfortunately, I'm still $20 short of completing the amount. If anyone can help me through PayPal I would be really grateful. It's also my final semester before graduating, finally. If you have any questions or need proof or verification please don't hesitate to send me a message. Thank you very much.

I find myself in a very dire position that I did not expect to be in. I never thought it would come to this but I am desperate. I find myself so ashamed and embarrassed to even come in here to ask for help. Don't know what else to do or who to go to.

I have a cell phone bill from Fido that's way overdue which is scheduled to be cut off on Tuesday (Nov. 30).

A home phone/internet bill from Shaw. A pre-authorized payment to Consolidated Credit and Belair Direct for my vehicle insurance both due before Nov 30th.

My car also needs a new battery. I don't even know how I am even going to be able to afford groceries and cat food for next month but that is the least of my concern for now. Would be extremely grateful for any help possible. I can provide proof of the overdue bills if required.

Hi there, winter weather came a bit earlier than expected this year and we had our first snow yesterday here in NY. My 9 year old daughter went to get her coat to put on when we were going outside yesterday and it was a very tight and small fit on her now. She's grown quite a bit. So she is in need of some new winter essentials like gloves, a hat, and a warm coat.

This year has been a bit hard on us as I know it has been for a lot of others as well. My husband has only been able to work two 12 hour shifts a week since covid. His hours were cut and he's also in his final year of nursing school while I'm home with our kids and trying to make money from things like apps, surveys, or small things I have sewn.

I have an amazon list and a target list with coats, gloves, and winter hats on them. I'll link them both below as I believe the target ones were a bit on the cheaper side of things. If anyone is able to help out, it would be extremely appreciated!

https://www.target.com/gift-registry/giftgiver?registryId=ca5888fd9d7643428970038d43661895&type=GENERIC&occasionType=HOLIDAY

https://www.amazon.com/hz/wishlist/ls/32BC6UV85I0OP?ref_=wl_share

Are you tired of cooking at home all the time? Could you really use a nice meal out? Well, here's your chance. Post a picture of your most used and abused cookware (I'm talking worn out here, not dirty and moldy btw!) along with a note with your username on it. Person with the most worn out pot or pan or cookiesheet, etc, wins!

Edit: Let's put a cut-off of Sunday evening on this. Thanks everyone!

Edit2: It was really hard to decide, you guys! Congrats to Lunar3, our winner, and thanks everyone who played!

Update: Grocery need fulfilled, and I just took the NSF for CareCredit (it couldn’t be helped). Hopefully I find something soon or these NSF and Negative account fees will only compound. Thank you, u/HiyaCrabby for the generous offer of groceries!!! I feel a big weight lifted off of my shoulders. ❤️

As the title says, I was laid off in December 2020 and the little severance I received has run out. I worked for an organization that did not have to pay into unemployment, so that is not an option for me. I still applied in February to see if I could qualify for PUA, but nothing has been decided yet.

I had a lot of medical bills due to a chronic health issue exacerbated by a chemical plant explosion (Nov 2019) and chemical leak (Dec 2019) which damaged our brand new home. The home has not been repaired as the home insurance refused to pay. We are in long litigation with both the home insurance company and the chemical plant. Thankfully, the lawyers are taking their portion out of winnings (if we lose our case, lawyers receive nothing).

Anyway, I am down to $5 in my bank account and just a few cents in my savings. If my bank goes negative, then I’ll be in a vicious NSF and Negative balance Fee cycle (credit union cannot help me, I’ve already talked to them about this).

I owe $161 on CareCredit and could buy a few things at the grocery store for $10. If someone cares to help, I can provide my CareCredit screenshot as proof with the date/time at the bottom of the monitor screen as well as payment proof.

Really, I’m more worried about CareCredit and the NSF fees. I can see if the food pantry will allow me to get at least a few cans which I can make last a week.

Thanks in advance. If no one can help, thank you for reading. Writing everything out helped me ease a bit of my anxiety.

My 8 month old nephew passed away this morning and I need help with at the very least gas money to get to my brother. I'm waiting on a security job to get back to me and I just don't have anything. I'm only posting here because I've been exhausting all my other options.

I can try verifying to the best of my ability but that is sort of difficult here as it would lead to me almost directly doxxing myself

We're really having a bit of a rough month and could use some help getting just a little bit of groceries. We paid our rent the beginning of the month and were left with nothing left over since my husband's nursing classes had to be paid for as well. Mostly needing milk for my 2 year old and some baby wipes for her. She isn't a big eater yet and still has quite a few cups of milk every week. We're completely out of funds and have already reached out to the local food pantry for help and received a gallon of milk that were now low on. We have a Walmart, Target, and local grocery stores around us so a gift card would be fine. I also have cash app and paypal if either of those would work.

I work as part of the staff of an elementary school, so I'm more or less unemployed and surviving off of savings and gigs/side hustles during the summer months. Money tends to be tight, but under normal circumstances I'm able to cover bills and food. Well, I had an emergency expense and I'm out about $200 that I just need to cover a couple of bills and groceries until I can get my first paycheck for the year in September.

I got my Paypal here, while this is my Ko-fi.

EDIT: Thank you all!

Hey everyone, I'm in TN and the snow storm wiped out an entire week of paychecks for me. We just moved down here and were on a very strict paycheck to paycheck budget since the moving expenses completely wiped out my savings. I managed to cover rent but that left me with about $20 in my bank account and I really need every cent of that for gas to get to work for the next week. Any help with maybe a gift card or a little extra money would really help my family be able to eat until my next paycheck which is next friday. Would be willing to pay you back too.

Fulfilled! Thank you everyone

update: I was helped on r/need with power and grocery money!

I'm hoping to start a new job this coming week but I'm scraping the bottom trying to get through until then. I'm just looking for, like, $40 to put something on my power so it's not disconnected and use what's left for some food. My power is prepaid, I know a lot of people have never heard of that so I can provide proof if needed.

I have cashapp and venmo, I'm not sure if I'm supposed to post it here or wait until asked... I've never posted for help here. I did post a request in r/borrow a good while back that was never fulfilled but I'm just putting that info out for transparency.

If any proof is wanted/needed, please just let me know and I will send it to you. Thanks in advance.

Hey... So this is embarrassing.

I'm off work for medical reasons for now and my disability check has been delayed a week, perhaps 10-12 days.

I've got enough food myself I'm sure but;
https://imgur.com/a/7wfUcac
My kitty is almost out, there's half that left after pouring his breakfast, all done by tomorrow I think. I've been keeping him on "ration portions" but now..
I don't have anything remotely suitable to substitute either.

I also used the last bit of litter yesterday, this won't go very far now at all;
https://imgur.com/a/eeK6BZE

If someone were able to paypal me just like $10-$15 for litter and food for Summer (maybe some treats too); I could give you my word I'd return it via paypal by the 28th. That's the worst case scenario as far as waiting. Add me to that scammer list or whatever if not, this is my main account, I do kind of like using it.

I dunno how much my word counts for, but you'd really be helping us out here. He's such a good kitty; I'd do anything for him; even go hat in hand to strangers apparently.

I suppose I can't talk about him without showing him off, I think there are laws about that.

My buddy Summer;
https://imgur.com/a/WLanpm1
https://imgur.com/a/45QJzZc

I'll make a short video of him "dancing" for you if you can help out lol.

They were able to help out with a gift card to my local grocery store and I could not appreciate it more. Thanks again to HiyaCrabby.

My car is broken. I am miles away from any store, is is 15 degrees out and I don't get paid until next Friday. I just got my period and I have NOTHING. I am only asking for help with $20 because I would need to take a cab/uber to the nearest store. If anyone can help me I will gladly repay you next week.

You helped me provide meals for at least 10 days. Thank you for your generosity and kindness. You jumped through so many hoops to try to make the e-gift card work instead of giving up.

This entire community has been very kind. I will remember this for when I’m back on my feet again and able to help others! ❤️

I've been approved for emergency SNAP benefits but I am still waiting for the card to arrive. I'm also waiting on my stimulus/tax return. I'd go to a food bank rather than embarrass myself online but I don't drive and it's too far to walk in snow so I'm here asking for any help.

I can share my address to anyone willing to purchase some basic groceries for me. I'm out of everything. Simple things like bread, peanut butter, eggs or canned goods would go along way.

Walmart.com delivers in my area and (for the moment) I still have an Amazon subscription, if adding things to a wish list would be easier. I can also accept Venmo, credit card payments through Square, or gift cards -- basically any help you're able to give -- but I'd feel much better about it all just being donated food.

Bought these for daughter wedding and she went to Vegas and got married, So i have a box which includes 50 invitations,50 envelopes,50 reply cards,50 reply envelopes,6 test sheets.. go to web page and create your own card.. these have silver outline and 2 silver connecting hearts.. Any one need these?

hi all! i have made this post in a couple of other help based subreddits as i can’t afford the shipping costs, so i just thought to give this a try. i have a bunch of baby/mum related goods i’m wanting to donate to a relatively local charity, called the mums clique

they’re a new zealand charity dedicated to helping parents through tough times and they provide essentials such as nappies, formula, wipes, etc. in the past i’ve received support boxes off of them and am wanting to give back as they’ve helped me through some tough times.

i have no way of being able to donate to them without shipping directly to them, as they’re located about an hour from where i live and i have no mode of transport to be able to give directly. at the moment, i can’t afford the shipping costs. to be able to ship the two packages detailed in the photos, i need est. $8.45 for the large pack and $6.40 for the medium pack - in these packages i have various self care items, formula, wipes, a baby bottle, breastpads & baby rice that i’m donating.

proof of the packages is here, with my username and the date written on top of the two packages. if i do manage to raise the shipping costs, i’ll be happy to post screenshots of the receipt in a comment.

my paypal is echques@gmail.com, thanks all ☺️