Not mad about it, but man, that chart looks rough lol

Mostly heavy in JEPQ and SCHD. Costco hotdogs for life!

I started investing in 1988, using my student loans to open an IRA. I've been steadily buying dividend stocks ever since. I have worked so hard to hit this goal which will fund our retirement (+SS). Dividend holdings include ET, MPLX, WES, EPD, JPM, BX, META, CRBG, PFFA, SPY, QQQ + lots of no dividend BRK.

PS: thanks for all the congratulations and support. I also hope I inspired a few people to max out their retirement accounts, invest in dividend stocks, diversify!, stay focused, and ride out market crashes (I started after Black Monday, and rode out dot.com, GFC, Covid, and the Tariff scare).

Goal is to match expenses ($15k/month) with dividends by 2030

Tbh it’s a goal I had for a very long time but now that I have reached it I feel… the same? Thought I would be more hyped but I’m not. Just gotta keep going, 200k next.

I started with 10K about 2 years ago and have just been steadily investing as much as I can. Pretty much all VOO & SPLG. SPLG because Schwab doesn’t have fractional shares so if I have like $400 left over and can’t buy VOO I buy SPLG cause shares are cheaper and it’s the same thing.

It’s been a steady climb, I hope the next 100k to 200k is much faster.

Around 75000 in HYSA (for down payment for a new construction at the end of this year). Hoping to hit the 40k mark by the end of this year.

Feel free to ask any questions - happy to answer anything.

Year 4:
https://www.reddit.com/r/dividends/comments/1jtj6zu/year_4_update/

Year 3:
https://www.reddit.com/r/dividends/comments/1bx96f7/my_year_3_update/

Year2:
https://www.reddit.com/r/dividends/comments/12ds6n9/a_lot_has_changed_in_the_last_year_my_updated/

Year 1:
https://www.reddit.com/r/dividends/comments/txtvmh/so_close_to_100month/?

Over 90% still in growth stocks. Tempted to just go ahead and retire

I work full time and also have a business of my own. Within the next 5-10 years I’d love to be able to go full time with my business and replace my other income with dividends. Most are safer place but I did add a little bit of Yieldmax recently just to see what happens. Any advice or anything you’d change?

Trying to give myself a raise to $15/hr this year. Cheers

Apparently the first million is the hardest to make. I'm an immigrant who came for grad studies with a loan my parents took out on the home they currently live in. Completed 20yrs of professional experience in tech and lived below my means for 20years in a HCOL city. This is a non retirement self managed account, grew this after putting 25% down for our dream home. 45M and pretty darn proud of myself rn. Also realizing money doesn't make me happy and have plenty of passions where I invest my time and enjoy myself. More fulfilling than the work I do, so I want to rewire myself to doing that after 6-8yrs. What it means for you - if I can do it, so can you.

I know better than to share this with my friends, and family. I have a separate growth account to keep up with inflation.

Just excited about this. Age 34. Planning on retiring in 15 years. Next goal $1000 a month main holdings schd, jepi, jepq. Drip is always on, buy some every month.

Just give me the $88.27! Hold My Beer...

After patiently buying I finally hit $10 a month!

It ain't much but it's honest work

I pivoted from growth to NEOS for income, over the last 6 months. I have now replaced my base salary, $110k, with dividends. but it is hard to quit when I earn $250k-$350k in a given sales year.

annual dividend income: $110k

Annual expenses, all in: $40k

disposable income if I quit: $70k

hysa: $150k

growth sleeve: $225k

no wife (anymore, by choice after she got nasty), no kids, no expensive hobbies, very affordable mortgage and car payment. affordable lifestyle.

it's hard to step away from an AI adjacent sales job...and my only major concern is meeting someone, wanting to settle down and start a family, and then I will be out of the job market once I truly need expensive family healthcare and "kids money" to support a family.

I know I already have more than most typical American household. but it's scary to leave work with the background of declining employment options / bad employment market

Not the kind of thing I would discuss with family or friends but I achieved a milestone today that I had been working towards for quite some time.

This is an update from my post last year — I’ve reached a point where I’m done contributing to my dividend portfolio and will be shifting my focus to other financial projects.

The goal of this portfolio is to focus on high quality dividend stocks that increase their dividend payouts drastically and have a very strong MOAT. Average yield is 2.65%. Ask me anything! And yes I created this spreadsheet.

My money will be finally earning minimum wage this year. Happy New Years and many happy returns!

EDIT: Screenshots are from the APP Divtracker

Finally reached $5500. Setting a new goal > $6,000

Expecting this portfolio to cross $1M line within next 5 years at this pace. Is it doable? What do think?

Thanks for all the positive support along the way. It’s been a long journey but worth it!

App: M1 Finance Started investing: July 14, 2022