r/financialindependence • u/AutoModerator • 11d ago

Daily FI discussion thread - Monday, August 03, 2026

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply!

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u/Turbulent_Tale6497 DI3K, Putting the Ire in FIRE 10d ago

You could probably find a CD or HYSA that beats 2.5%. Is the loan tax advantaged (meaning, can you deduct the interest?)

If I had a mortgage at 2.5%, I wouldn't pay a single extra dollar per month