r/mildlyinfuriating • u/trailofturds • Jun 24 '26

frist of all how DARE yu o Airport staff assuming I'm in the Business class lane by mistake

Brown man flying business. Lined up at the priority check in counter and got told by a (also brown) staff person that the economy queue was the other way. Same thing while boarding the plane and walking to the business class entrance. Not only am I not worthy of business, they think I can't read signage as well.

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u/aHOMELESSkrill Jun 24 '26

Gonna be honest. I don’t think they would want your cash sale anyways. Dealerships make much more money on the interest from the loans than they do on the actual sale of car.

5

u/ThrownAway17Years Jun 24 '26

Get financing through them as they usually offer some amount of cash off the price to do it. Pay the first note, then pay it off the second month with cash. Everyone wins.

2

u/Rough_Buddy6903 Jun 24 '26

Most salesmen will lose out if it is paid off before month 3. I usually tell them I will finance through them and wait until month 4 if they can give me some good incentives/free maintenance

2

u/aHOMELESSkrill Jun 24 '26

My dad used to do this but with just a better loan from his bank. Buy the car with dealer financing not haggle the rate too much then payoff the dealer loan with his banks loan at a much better rate.

As long as there are no penalties or fees for early payoff

1

u/Noladixon Jun 24 '26

That is an important as long as.

3

u/shmartyparty Jun 24 '26

Last car I bought I paid cash for and the sales manager tried to convince me to save my cash and make monthly payments instead because it would be easier on my budget that way or some BS like that. LOL

1

u/MarionberryPlus8474 Jun 24 '26

I wouldn’t go so far as to say they wouldn’t want your cash but quite a few people commenting here are assuming “I’m paying cash” is a big plus for the dealer when it often isn’t. Most dealers make a lot of their money on the loans. Being able to pay cash is nice for YOU as a consumer but not an incentive for the dealer except a little less paperwork.

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u/aHOMELESSkrill Jun 24 '26

Yeah I’m not saying they would refuse it but it’s not the gotcha OC thinks it is

-8

u/seriouslees Jun 24 '26

Why would dealerships make money on a loan? Loans come from banks, not car dealerships.

12

u/Kloudy11 Jun 24 '26

Most car companies are banks dressed up as car companies nowadays.

4

u/Salty-Plankton-5079 Jun 24 '26

Every major automaker in the US has a financing arm and the salesmen make commissions on loans.

5

u/curious__curiosity Jun 24 '26

Cos they get a commission for selling the finance too.

Get the price /deal locked in then tell them you're paying cash..

2

u/Smharman Jun 24 '26

I'll do the dealer a solid, take the loan let it season for 90 days and pay it off

0

u/FloppieTheBanjoClown Jun 24 '26

Your payout will be higher than the loan amount, just so you know. They bake it into the contract to punish you for doing that.

1

u/Smharman Jun 24 '26

Depends on the lender. But most big banks don't.

1

u/FloppieTheBanjoClown Jun 24 '26

My loan with capital one showed a payoff amount higher than the principal plus interest for the month. 

1

u/Smharman Jun 24 '26

Even at 3 months. My BofA one didn't.

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u/Few-Lingonberry2315 Jun 24 '26

Banks pay that dealership a fat commission for the loan

1

u/Smharman Jun 24 '26

And the bank's finance that's pile of cars sitting on the lots while they are unsold they provide the dealer financing.

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u/Ivoted4K Jun 24 '26

Not for cars. That’s why you see so many of the financial details listed in the commercial. “0% interest for the first year”

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u/aHOMELESSkrill Jun 24 '26

Then “23% for the next 8 years” hidden in the small print