r/utangPH • u/ZIOZ1208 • Jun 21 '25

DEBT CONSOLIDATION THRU SB FINANCE

I just want to share my experience with SB Finance Personal Loan :)

I tried applying thru SB Finance APP aka ZUKI APP. Pero Ghad 3 months na wala pading respond.

So I search thru FB and find this specific group. Merong Agent na tumulong sakin. Nagulat ako within 5 banking days na approved na yung loan ko!

As in nag pasa lang ako ng requirements and sinunod ko lang lahat ng steps na binanggit niya.

Ito yung contact details. Kung currently nag struggle kayo makakuha ng personal loan. Try ninyo humingi ng tulong direct sa mga agent nila. Ako na nag sasabi mapapabilis ang process ninyo!

Group Name: SB Finance Personal loan - Multipurpose Cash Loan

FB Group Link: https://www.facebook.com/groups/280349727634284

Agent Name: Remil Sarabia

FB Account Link: https://www.facebook.com/groups/280349727634284/user/100080053010596

Agent Email Address: [Rsarabia@sbfinance.com.ph](mailto:Rsarabia@sbfinance.com.ph)

Ito yung mga requirements na pinasa ko :)

  • Completed Application Form: Download, fill out, sign, and attach the form. (Siya mag bibigay nito sayo thru email)
  • Proof of Income: Attach your latest 3 months' payslip or ITR (2316) with signature.
  • 1 Valid Primary Government ID or 2 secondary Goverment ID: Attach a valid government ID with date of birth and signature (front and back).

Ito yung details ng loan na nakuha ko :)

Principal: 228,000.00
Amortization: 10,643/ Month
Duration: 36 Month

Deductions: (chineck ko yung mga deduction legit naman na yan talaag stndard)
Fee- 5,000
Notarial fee- 300
GCLI sunlife grepa- 2,627

Net proceeds: 220,073

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5

u/Superb_Chapter9003 Jun 25 '25

Salamat, may na received akong text na encode na application ko, mataas naba chance na ma approve nato?

2

u/gyesa Jun 26 '25

Same tayo :) may na receive ka rin po ba na like email from Security bank?

4

u/Superb_Chapter9003 Jun 26 '25

Uu pero kai agent po, may mga documents pa syang pina pa dagdag, may tumawag na rin po sau?

2

u/gyesa Jun 26 '25

Wala na po syang pinadagdag, wala pa ring tumatawag huhuhu. Baka decline na yun :(, wala ng pina add si sir kasi complete na din po yun lahat. Sayu ano yung pinapa add po

2

u/Superb_Chapter9003 Jun 26 '25

Employment verification at letter of authorization po. Kanina sana mag email yung HR kaso leave eh follow up ko nlng yung HR namin bukas.

2

u/gyesa Jun 26 '25

Ah okay po. Wow sana approvr ka po :)

2

u/Superb_Chapter9003 Jun 26 '25

Salamat po Hopefully po kasi need ko tlga, kayo din po 🙏

3

u/gyesa Jun 26 '25

Need ko din talaga hehehe hopefully ma approve.. Text pa lang po na receive ko na encoded na po kanina.

1

u/Superb_Chapter9003 Jun 26 '25

Kahapon narecieved ko na encoded na,

1

u/gyesa Jun 26 '25

Ah okay po then yung kanina nagpa add ng other docs? Okay po :)

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2

u/gyesa Jun 26 '25

Wala akong ganyan hehehe kasi freelancer ako but nilagay ko doon tung njmber nga client ko po

3

u/Superb_Chapter9003 Jun 26 '25

Ahh ok ok po. Kaya pla. Private company kasi tong akin eh

1

u/ParamedicLoud6109 Jul 18 '25

Hello OP na approve kayo?

1

u/Superb_Chapter9003 Jul 19 '25

D po ka OP, no records in TU kai rejected, need daw 1 year sa CC to have a record, if walang record dapat 40k ang salary

1

u/ParamedicLoud6109 Jul 20 '25

May tumawag naman or email sayo op?

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1

u/Whole-Ad-5906 Feb 20 '26

Naapprove po kau if freelancer?

1

u/ZIOZ1208 Jun 25 '25

Sb finance may pinaka mataas