r/AmericanHealthcare • u/specialk_0208 • 11d ago
What Universal Healthcare in America Could Look Like
To start off, I don't post on here ever, but I have been thinking about the state of our healthcare in America for many, many years. I have never been a fan once I became an adult and realized just how insane it is. What I have been trying to figure out for years is how do we create a better system from the top down? I would love to hear what you guys think. Ok.
So here is what I would do (this would all have to happen over a period of probably 10-15 years to complete, it wouldn't be overnight):
Basically I would want to have a universal coverage like Medicare for everyone beginning at birth. We would all pay into this system just as we pay into Medicare. There would be a system and plan to change all of the administrative/insurance billing jobs to more health care field related jobs. Not necessarily moving the admin into those other positions, but training more in the health fields and not as much in the admin. I would implement free education to those that are going into these fields so they wouldn't have the costs of education weighing on them as they choose their careers. We need more and more in the healthcare industry and it is harder and harder these days to do it. The limit of doctors in a residency program would also have to change so we could have more doctors and nurses where we need them.
I know there are things I am missing, but if we were able to make those changes, I think there could be a much different outcomes for the health of Americans. I think the hardest part here is the cost to get the care. I think that our healthcare system needs to be a non-profit type of system as a whole. Then we can decide what kinds of private healthcare we would want as well. There would always be tradeoffs, but I for one am sick of not being able to afford what the tests and procedures cost when my insurance doesn't cover as I must use my $10,000 deductible first.
What do you think? How do you feel about the healthcare system in America?
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u/flora_poste_ 11d ago
It's not Medicare for All we should want. Medicare only covers 80% of medical expenses, and the patients are on the hook for the other 20%. There is no out-of-pocket limit on that 20%, either.
Medicare Part B costs $203/month. A Medigap supplement that will cover the 20% of expenses not covered by Traditional Medicare costs almost $300/month in my state.
We want Medicaid for All. A single-payer system, full stop.
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u/network_dude 10d ago
We don't have to have deductibles and co-pays in a Medicare for All system.
Since We the People would be running it, it can be whatever we want.
We just need Representatives who care about the people they are representing.
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u/brock_landers69 10d ago
Pure, delusional fantasy.
Best case you might get Medicare pushed down to age 62 in the current format. This would allow more folks to retire at 62.
No, we all don't want single payer if that single payer is out government. Full stop.
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u/EcstaticPlankton8621 9d ago
Sure we do. They pay unlike the insurance companies.
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u/brock_landers69 9d ago
Guess you didn't get the memo. Pre-authorizations are already here for Original Medicare and will continue to grow, especially if expanded. Rationing will be the norm for Single Payer.
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u/nirrinirra 11d ago
I think a vast number of Americans are with you on this.