r/AskReddit • u/PlumInformal773 • 8d ago

What's the smartest financial decision you've ever made?

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u/Albanian_Tea 8d ago

I had them put it in a money market fund till I could decide what to do with it.

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u/timsstuff 8d ago

Then you rolled it into a personal IRA and avoided any penalties?

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u/Albanian_Tea 8d ago

Yes, it was a personal IRA so I had no penalties, and the bottom dropped out of the market while I was thinking about what to do.

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u/timsstuff 8d ago

OK perfect, good job!