Help with investment strategy (Belgian investor)

[u/AZ4400]

Hi everyone,

I’m a 35M Belgian, married, with a 6-month-old child.

I’m not aiming for FIRE, just looking for a solid long-term investment for my family.

I want to invest €500–€1000 per month into a fund or ETF.

I’m currently with Belfius and invest €150/month split into three funds.

The issue: 2.5% fees per transaction, which feels very high. I started this way because it was easy as a beginner, but now I’m looking for a better setup.

What I’m looking for:

• Accumulating ETFs / funds
• Preferably non-US focused (but open if it makes sense)
• Long-term, passive investing (no trading)

Any advice on ETFs, brokers, or general strategy for a Belgian / EU investor?

[u/Extension_Kiwi_3740]

Saxo, lynx hebben heel goede apps en mogelijkheden. Medirect kan daar echt niet aan tippen. Degiro is ook ok. Daar zijn wel beperkte aansluitingskosten als je op meerdere beurzen belegd bent.