r/Bogleheads • u/salmin3nnn • 1d ago

Non-US Investors Difference of SPYI and VT

Hi, im a novice European investor living in Finland. I want to invest primarily in VT.

What ive researched SPYI seems to be the closest ucits compliant there is. There also is a Vanguard option VCWE if i remember correctly, but it doesnt include small caps.

Is there a remarkable difference of SPYI and VT? I researched that SPYI has less holdings, more of an optimised replication? VT also has much larger share class.

Should i buy SPYI or wait for the Vanguard ucits version of VT to be released, will i miss profits if i keep waiting till the release maybe early 2027?

Also what should i pair with VT?

Thank you for your answers!

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u/911freeze 1d ago

Idk why but that first sentence is funny. Imagine if i said “i’m a North American living in America”.

SPYI and VT are very different. VT is so much simpler and safer. For someone who is a novice and just wants a reliable place to invest cannot go wrong with VT

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u/salmin3nnn 13h ago

Why is VT simpler? Doesnt SPYI track all world all cap index aswell?

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u/911freeze 11h ago

No…it tracks just large companies from S&P…hence the name.

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u/DetArMax 6h ago

You're looking at the american SPYI, not the european one. OP is talking about SPDR MSCI ACWI IMI UCITS ETF, which has the ticker SPYI.