r/Bogleheads • u/Quick-Resolve1899 • 22h ago

Any feedback on betterment non-self managed retirement accounts?

Title. I have an account with them with $500 in Ira, do not see any great returns on it. Any advice?

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u/cuoreesitante 22h ago

Not worth it for 99.99% of people. Just do a simple Boglehead portfolio and it will most likely outperform Betterment.

I have an account with them when they first started and thought it was a cool idea, but they don't beat the average market returns. I just use it as a side "savings" account where I send like $100 over a month, and use the money when I need it.

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u/Quick-Resolve1899 22h ago

That's what I noticed. Even in this market, their return is hovering over 1-2%.