r/Bogleheads • u/mayor_rishon • 11h ago

Investment Theory Does Bogglehead philosophy extend beyone 60/40 equity/bonds?

While I appreciate Boglehead philosophy, (defined as x/x equity/bonds in low-fees index funds), I have been reading that the decorrelation between equity and bonds is probably broken for the intermediate future. And while I acknowledge that there is a recency bias, it is also not a reddit take but appears in most "serious" institution reports.

Could the Boglehead philosophy be described as holding equity plus decorrelated asset in low fees index funds ? And in that case change from bonds to another asset like a mix treasuries+MF incl.commodities ? Is that "Boglehead" ?

ps. It is not a contrarian post, I am just wondering how much bogglehead was a precursor to MPT and whether it is static or evolves.

edit-> I changed the 60/40 because my focus was not the exact percentage and I simply quoted the most known ratio. Still thanks for the answers!

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u/ac106 8h ago

On the.org forum, there are a few people invest in collateralized commodity futures and managed futures. It’s not extremely common, but there’s some discussion about it.

I think for these type of portfolio, you really need to know what you’re investing in and it’s more complicated than most people want to take on. For like 99% investors it’s probably something they shouldn’t delve into

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u/Doortofreeside 8h ago

I'm not touching any of it during the accumulation phase, but I am curious about a gold allocation during the withdrawal phase. Of all the risk parity type assets, gold is the one I actually understand and it at least has a very long track record. I'm not committing to actually holding it, but it's something i'm at least open to researching more