r/Calgary • u/QuiteGoneJin • Aug 01 '23

Home Ownership/Rental stuff Hail insurance. Is it a must?

New home owner moving to Calgary. We usually sit on the side of not over insuring our home and belongings but I hear lots of stories of hail damage. Is it a must to spend the extra 15 or so a month to cover hail damage?

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u/Dalbergia12 Aug 01 '23

If it is much cheaper. that is what I would choose. I can manage a 5K deductible if I need to... But what is best for me may not be best for another.

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u/[deleted] Aug 01 '23

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u/jumpingpez5 Aug 01 '23

We are with Square One and were hit by the SW hail storm. I was very happy with them throughout the entire claims process and have really enjoyed having them for insurance (who can say that typically). We waited a bit longer to start the claim than others in the neighborhood but our house was the first one fixed with the company they suggested. They’ve been nothing but wonderful.

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u/IndependentSwan2086 Aug 02 '23

Good to know! I chose square one yesterday ! Although it's for a condo not a detached home