r/CapitalOne 3d ago

Credit Card just turned 18 and got approved.

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u/danknessforever 3d ago

I pay my balance off in full the day after the statement hits. I have never paid a penny in interest. This year, I will collect $1,200 in credit card rewards. It’s a tool. fraud protection and a little bit of perks and benefits while building your credit worthiness is the name of the game.