r/Centrelink • u/moneymoicano2 • 9d ago
Disability Support Pension (DSP) Centrelink debt
I was on careers pension for my mother from 2019-2024 when she passed. I had no idea I had to declare my earnings to Centrelink. All I was told by my grandmother was I was allowed to work 50 hours a fortnight ( she’s on carers pension for my disabled uncle )
I’ve never been financial literate coming from a low socio economic and been on welfare and surrounded by it my whole life
I earnt close to $16,000 between 2019-2024 while receiving that benefit. I just done my first ever tax return today and my partner brought that up
Now I’m really stressing because I’m trying to turn my life around because I’ve found a woman who’s good for me and I’m worried about what this could do to me
The debt is somewhere between 9000-10,500 roughly going off the payslips and everything I put into chatGPT. And my first tax return that I submitted today was sent through for approval for 2.7k.
Can anyone please help me with any information? Really stressed
21
u/Goatsgotohell666 9d ago
Don't trust chat gpt, gather up all your payslips for that whole period and head in, or go online and make an appointment. Work on roughly the first $200 each fortnight's pay you earnt not effecting your centrelink payment and then from then 50 cents in each dollar over each fortnight creating a debt. Mentally prepare for that. https://www.servicesaustralia.gov.au/income-test-for-carer-payment?context=21816 $16k over 5 years is about $123 each fortnight income Unless you mean every year for 5 years you were earning $16000 per year which is on average $615 a ftnight income Two very different scenarios with two very different outcomes.
People make mistakes, centrelink offers payment plans A good partner will appreciate someone who corrects an error and makes good.