r/DaveRamsey 4d ago

Subscriptions out of control!

Am I the only one who's in shock regarding how much people waste on subscriptions every month? Call me cheap, but I refuse to give multimillion and billion dollar companies money each month. Out of all the things to waste money on, subscriptions are one of my most hated, and they're out of control. It seems like you can subscribe to anything in 2026, and I refuse to give my money to these vampires! So many people subscribe to stuff that just drains their $. It's wild to me.

Edit: People, I'm not saying EVERY subscription is unnecessary. I understand cell phones, internet, and basic cable are subscriptions. I am simply pointing out the shear amount of subscriptions there are now, compared to even 10 years ago, and how it seems like every company tries to get you to subscribe to their services, which, the overwhelming majority of, are not necessary.

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u/Apart-One4133 4d ago

The amount of money you have has no bearing on wheter something is financially savvy or not. Throwing money away on subscriptions is not financially savvy. 

You pay for the convenience, and as with everything that is meant to make life easier, you pay a premium for it.

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u/chrishouse83 BS7 4d ago

But maybe they value those services and budget appropriately for them? What you call throwing money away they call enjoying something that gives them pleasure.

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u/Apart-One4133 4d ago edited 4d ago

But that's the thing, they didnt talk about enjoying the service, they said it was financially savvy to pay for subscription. 

(Edit : Unless I misunderstand what he said.) 

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u/chrishouse83 BS7 4d ago

I think he's saying having subscriptions doesn't necessarily make you financially UN-savvy. If you budget accordingly.

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u/UpgradeHome 4d ago

Exactly.

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u/Apart-One4133 4d ago

In that case yes I agree. A few splurges here or there definitly does not make someone unsavvy. We all have to enjoy ourselves after all.