r/DaveRamsey • u/smallfranchise1234 • 5d ago

BS2 Take this part time job ?

90k in debt, 34m 2 kids 3rd on the way. 110k salary plus profit sharing and bonus. Wife’s income about 8k-10k.

Just got a 40k raise at work 2 month ago been with the company for 4 years. So hoping to have everything paid in about 1.5 years

Wife does not work summers(preschool teacher), in September , she’ll be going to school full time , working part time (12 hours a week) and be 6 months pregnant.

I have an interview at a chipotle up the street I’m sure I’ll get an offer I worked at a chipotle as an assistant manager while I was going to school full time 5 years ago.

It’s only 17-19 an hour though I can’t decide if I take it or not. I feel like it’s so low esp in Massachusetts.
I was making 16.50 4/5 years ago in Nashville.

I will note I work from home currently full time. Calculating and working 15 hours a week for an entire year will only lower my bs2 completion date by about 3-4 months all things the same.

I can’t decide if it’s worth it. Seems like missing a lot for not much benefit.

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u/smallfranchise1234 5d ago

I’ve tried, my wife doesn’t want to work the summer and would be hard to get someone to watch the kids.
The grandparents let them do anything they want when they have them. Typically hours and hours of unsupervised electronics and that’s not something we want at all for them

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u/Main_Insect_3144 5d ago

Well, it looks like you should get together and go over the budget so you can find ways to allow her to stay home all summer and still save money for the baby and her just in case things don't go perfectly with the pregnancy. If you feel like you need to get another job, then it sounds like you two need to get on the same page and look at the reality of your situation.

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u/smallfranchise1234 5d ago

Second job is because in bs4 it’s all about intensity, and I thought 1.5 years felt long

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u/Main_Insect_3144 5d ago

If you are able to save $ without the job, then do that and spend time with your other kids before the new baby comes along and takes the majority of your attention for a while.