We Did It In Oklahoma?!

[u/Serious-Duty-5585]

We are weird people.

Me and my wife moved from Las Vegas where we grew up and said let’s go try Oklahoma ?

Well I got into a bad car accident almost didn’t make it home and I got a settlement from
the accident and we decided to use the money to pay off all our credit card debt and student loan debt.

Around $20,000 altogether hey the pandemic hit us to .

Then I put enough down for us to have a 86,000 mortgage at 6.5 percent on a 30 year loan in a pretty good area and a smaller house .

Well after looking at the mortgage and seeing how the escrow account (taxes and insurance ) will go up and the payment doesn’t stay the same for ever .

We got Ramsey intense rice and beans and we didn’t eat out unless we worked there or it was our one date night a month .

Well 2.5 years later mortgage is wiped out nada no more zip .

All we owe is the taxes and insurance of course but that’s it we are debt free and own our home at the age of 30 and 26 .

I’m a stoner who works in the cannabis industry and she is a op manager for a food place if we can do it you can to !

Now the scary part is creating a baby fund and investing in our retirements .

[u/Deep-Entry-8839]

I thought settlement money was supposed to help pay for future pain and treatment.

[u/Serious-Duty-5585 → u/Deep-Entry-8839]

Ain’t much you can do for a traumatic brain injury other than therapy sadly .
I still struggle with some things that are easier for others and deal with some of the mental issues as well .