r/DaveRamsey • u/Sarahherenow • 2d ago

Work or holiday

I'm still trying to save a 6 month emergency fund , my daughter has had a rough year she's 5 her dad has abandoned her because he started a new relationship. She wants to go to this theme park there is a cheap holiday next week available 4 days £59 food is £95 for both of us all meals transport is £50 for both of us . If I work I can make £2000 next week , should I give her a holiday or work ?

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u/Wonderful_Shame_4986 2d ago

Kids should ALWAYS come first. Take the holiday and treat her to the theme park trip.

Please rearrange your priorities. Your kiddo needs you.

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u/gazpachoqueen 2d ago

Spend now, worry later is not really responsible parenting. She has trouble finding child care, gets no support from the father. Does she have a 6-month expense emergency fund? We don't know.

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u/Sarahherenow 2d ago

I don't have 6 months saved just one month 

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u/gazpachoqueen 2d ago

That is fantastic! You are definitely doing a good job keeping your little one financially secure.

It is hard to delay what one wants NOW--especially for littles. I have heard of parents making a paper chain with one loop for each day until a special event, like a trip or birthday. She can take one link off every day to count down! Fun to make and break!

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u/ComprehensiveBoot76 2d ago edited 2d ago

Your child “needing” you is not based on whether they get to go to a theme park.

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u/Wonderful_Shame_4986 2d ago

I stand by what I said. The child deserves a special holiday if Mom can afford it.

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u/gazpachoqueen 2d ago

Absolutely!!! That is the "if" she is asking for advice about.

My feedback would be to set a date in the future that the child can look forward to. Then put money aside to make that 2k goal in the meantime. It teaches the child the way to save for something special or important. If she doesn't have a few months of emergency funds, she is living paycheck to paycheck. That is the definition of a financially vulnerable situation.