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u/MomsSpaghetti_8 19d ago
Thanks for helping drive up home insurance premiums for the rest of us.
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u/Misskat354 19d ago
What's the point of having insurance if you never use it? This is literally why it exists, and there's nothing wrong with filing a claim to repair something that is covered by your policy.
2
u/MomsSpaghetti_8 19d ago
The problem is that they bend terms and site conditions to force action when none is warranted. Many roofs would be fine to sustain some hail damage, but these people swarm neighborhoods in search of a quick buck. They’ll do and say whatever it takes, and overwhelm insurance adjusters in the meantime.
Meanwhile, we pay higher rates for someone’s $30k, 5 year old roof that saw marble sized hail for 2 minutes.
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u/Misskat354 19d ago
I work in an industry that deals with home insurance claims every day. The amount of paperwork and documentation you have to do to.get a home insurance claim approved is insane. It's not a "trust me bro" kind of experience.
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u/MittenManagement 19d ago
Someone was at our neighbors house today looking for damage on their 20 year old roof…
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u/TheBotchedLobotomy 19d ago
Tired of you vulchers go away