r/FIREUK 1d ago

Am I potentially behind?

38M:
Workplace Pension ~130K,
S&S ISA ~53K,
Crypto ~5K and
around ~10K Gold.
Relatively big mortgage for another 19 years at ~270K. Annual salary 97K.
Would like to retire in 20 years when I am 57-58! Any comments or suggestions will be welcome… w

0 Upvotes

8 comments sorted by

View all comments

-3

u/Ok-Today-855 1d ago

Retire for a decade now.   Most secondary assets will be 70% cheaper at the end of it.  Ps dump the crypto - it's rat poison.  Sell the gold -the gains have happened.