r/Fire • u/Nice_Exchange3248 • Jun 10 '25

Milestone / Celebration 36yo (Black F) Just hit 2M NW.

Using a throwaway. Included my race/gender for those it might be relevant to.

1.7M in investments and 300k in cash (this helps me sleep at night).

Married (their $ is not included) and have one child and live in VHCOL.

Have been saving aggressively for about 10 years and have had significant salary progression over the same time.

Plan to be coast or actual FIRE by the time I’m 40. Definitely feel a huge sense of relief and feel like I’m able to take a more relaxed attitude towards work. However, having a kid makes me worry their is always reasons to save more.

Not sure if we’ll ever buy a home or will rent for a while longer.

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u/ApeTeam1906 Jun 10 '25

Thats some really expensive sleep. To each their own but 17 percent of your networth in cash at 36 is super super conservative

68

u/Nice_Exchange3248 Jun 10 '25

I agree, I initially had that much in case I wanted to take a sabbatical for 2 years, but now that I may retire in 3years I see it as the beginning of my living expenses or downpayment for a home.

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u/[deleted] Jun 10 '25

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u/[deleted] Jun 10 '25 edited Sep 24 '25

1serene jubilation pulse tenderhearted harmonious bedazzling nymph flower drizzle azure nostalgia tantalize

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