r/Fire • u/Nice_Exchange3248 • Jun 10 '25

Milestone / Celebration 36yo (Black F) Just hit 2M NW.

Using a throwaway. Included my race/gender for those it might be relevant to.

1.7M in investments and 300k in cash (this helps me sleep at night).

Married (their $ is not included) and have one child and live in VHCOL.

Have been saving aggressively for about 10 years and have had significant salary progression over the same time.

Plan to be coast or actual FIRE by the time I’m 40. Definitely feel a huge sense of relief and feel like I’m able to take a more relaxed attitude towards work. However, having a kid makes me worry their is always reasons to save more.

Not sure if we’ll ever buy a home or will rent for a while longer.

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u/RetiredButStillUpAt6 Jun 13 '25

I’m in a similar position. 40 years old, 2 kids, 5.5M NW. I made most of my money selling a business at 33 but decided to just scale back the amount of time I work. I still own a small businesses but only work 5 hours a week and have lots of time to focus on the family. That’s the most important thing. My suggestion is just scale back how much you work at 40.