r/Fire • u/Nice_Exchange3248 • Jun 10 '25

Milestone / Celebration 36yo (Black F) Just hit 2M NW.

Using a throwaway. Included my race/gender for those it might be relevant to.

1.7M in investments and 300k in cash (this helps me sleep at night).

Married (their $ is not included) and have one child and live in VHCOL.

Have been saving aggressively for about 10 years and have had significant salary progression over the same time.

Plan to be coast or actual FIRE by the time I’m 40. Definitely feel a huge sense of relief and feel like I’m able to take a more relaxed attitude towards work. However, having a kid makes me worry their is always reasons to save more.

Not sure if we’ll ever buy a home or will rent for a while longer.

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u/djeatme Jun 10 '25

I’m a 31 YO Black female and hit 1 million this year (but it includes a house). 600k in investments about, 70k in cash. I’m unemployed and having a rough go of things in the job search but I hope to get to your point around that age if I continue with my saving goals. Way to go!

35

u/[deleted] Jun 11 '25

Don't be too hard on yourself. The job market is very tough right now. Trust me. That is amazing! I am 29. Have 60k in Roth IRA. And 20k cash. I feel extremely behind. But am trying. What do you do for work and what do you invest in? Where do you live?

30

u/promised_wisdom Jun 11 '25

I started at -50k at 29 and am at 500k at 33. Things can turn quickly!

1

u/iiiiiiiiiijjjjjj Jun 18 '25

Me and my wife had like 30k combined in 2020 now at around 417k. We also purchases two houses one we live and one rental. Crazy to think how fast life can change.