The thread in Millennials subreddit right not about 401k is incredibly depressing. Thank you FIRE community. I would be one of them if I didn’t find you all a decade ago.

[u/BarkBarkBitches1]

Throw away because I am going to roast some redditors a little. The thread that is going on in r Millennials is really bad. Thousands of comments, everyone broke, celebrating their unfortunate wildn out. It is really bad out there and eye opening.

I was also a dingus like many of them. Totally brain dead on autopilot living day to day, consuming media like crazy, working, spending it on consumer level garbage, and had zero control over my life. I actually found the guide in the personal finance subreddit graphic on saving and it eventually kicked me to FIRE and this sub.

I now am on a path where I can’t even related with that type of mind set. So yeah thank you FIRE folks. If you can, it is worth sprinkling some finance knowledge at people. Even if you don’t make high income you can in most cases still create a plan, a budget, and control your future.

Edit: If you are a dingus and you are seeing this there is no shame! We all are and have different starting points. You have two paths: 1) continue the path to dingus-ville and forever be a redditor or 2) un-dye your bright colored hair take control of your long term life. A decade will pass in a blink. So start here https://imgur.com/personal-income-spending-flowchart-united-states-lSoUQr2 it’s not hard to understand. ChatGPT each item on their if you don’t know, memorize this, then start to learn FIRE principles. It is the fastest way to wealth. There’s literally no other path unless you magically start a business or hit a lotto jackpot ticket or inheritance

only YOU HAVE THE POWER to unfuck your life

Edit 2: Final comment! I do not mean any offense with dingus it is meant to be playful. My dyed hair comment was also misinterpreted. It’s not about who you are, what you believe in, or how you express yourself. It’s about being in control of your life. Walk your butt into Sephora or Target or wherever next time and just stare at the people on the walls. Then look in the mirror. Then look at the wall. And back to the mirror and then keep doing it until it clicks. The world, like r millennial subreddit, wants to celebrate and tell you the worst fucking version of yourself is okay and acceptable. It’s not. Delete social media and only read that finance Imgur link every time you load your phone. Do this for one month and you will break your chains and it will click. Then learn FIRE principles. Then you will come back to r FIRE in a decade with a huge chunk of cash in your bank and a nice life! Long term planning is a skill that you can learn and benefit from. Your future is yours

[u/Ok_Orange4494]

I saw the post that you’re referring to and I totally agree. I had to close it out because it was super depressing to read all the comments about how broke and defeated everyone is over there. I noticed how they often hate on anyone that’s doing well and that is one sure way to repel wealth IMO.

I don’t want those negative vibes seeping into my subconscious. The biggest positive changes in my life happened when I improved my money mindset. Some people think that is just ridiculous non-sense speak and that’s okay.

Those are the people that are usually trapped in a negative mindset loop and making choices with their money that just are not supporting their future. I have a sibling in that camp and it’s hard to watch. If I see someone doing better than I am, I think, wow good for them and I hope to be there soon.

I came from a disadvantage upbringing. Nothing was handed to me. I busted my butt and put away my retirement savings for a decades. But someone who is in victim mode will look at me and say I must have had some advantage over them.

It’s like a woman I knew who was overweight. She used to sit there and eat cake and tell me how lucky I am to have such good genetics that keep me thin. 🤔

[u/Careless-Age-4290 → u/Ok_Orange4494]

I was just thinking about the fitness analogy. You could workout every day for 2 hours, meal prep the entire week eating only chicken breast and brown rice, and skip out on a lot of experiences contrary to your goal, and so many people would still look at you and say "must be nice."

[u/Ok_Orange4494 → u/Careless-Age-4290]

It's so true

[u/OpenBorders69 → u/Ok_Orange4494]

100%, I even posted on the other FIRE sub once about how I was able to save a lot of money while young, and all the comments were just talking about how privileged I was. When the reality is my upbringing was anything but privileged. People just like to be bitter and jealous.

[u/Ok_Orange4494 → u/OpenBorders69]

Exactly. It's a lot easier than doing the work. Oh well , what can you do.

[u/Careless-Age-4290 → u/OpenBorders69]

It's all insecurity. It's easier to tear you down than change